Hundreds of housands of older people could be eligible for a variety of freebies and perks
Kieran Isgin Money & Lifestyle writer
14:10, 14 Jan 2026
Latest government statistics show that around 1.4 million people are receiving payments for a benefit that can provide a range of extra support. Beyond just cash payments, however, some people could also gain access to a number of perks and freebies.
Pension Credit, a benefit provided by the Department for Work and Pensions ( DWP ), is currently unclaimed by 910,000 families who are eligible for it, according to recent DWP figures. On average, couples can receive up to £346.60 per week.
To be eligible for Guarantee Pension Credit, you must have reached State Pension age (66), and your weekly income must be less than the minimum amount the UK Government considers necessary for living. If you're a carer, disabled, or have specific housing costs, you might qualify for more than the standard amount.
Pension Credit can also open the door to a wide array of extra help, a full breakdown of which you can see below...
Perks and freebies with Pension Credit
If you make a successful claim for Pension Credit, you could also get:
- Housing Benefit to help pay for the rent for your home
- Eligibility for the Winter Fuel Payment
- A free TV licence (If you're aged 75 or over)
- Eligibility for a Cold Weather Payment when temperatures drop significantly
- Help with mortgage interest and service charges
- Free NHS dental treatment
- Help with costs of glasses and transport to hospital
- Discount on council tax worth up to 100% of the bill
How to apply for Pension Credit
You can start applying for Pension Credit within the four months leading up to your State Pension age and at any time afterwards - in this case, your claim could be backdated by up to three months. You will also need the following information readily available before starting the application process:
- Your National Insurance Number
- Your bank details
- Information regarding income, savings, and investments you may have as well as this information dating back to up to three months if you're backdating the claim
You can apply online via GOV.UK here. Alternatively, you can apply by post by printing out and completing the Pension Credit claim form and sending it to the DWP Pension Service or call the claim line to request a form.